UK Mortgages

Helping to save you money on your next mortgage.

Specialists in Director, Residential and Limited company mortgages.

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Very helpful & good advice. Good level of after care service too; would recommend and I would use to finance again. Tony extremely helpful

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The Mortgage Savers

We have a team of experts to help you on your journey.

Specialists in Company Director, Residential, Limited Company Mortgages and Bridging Loans.

DIRECTOR MORTGAGE

Are you a director of your own company and finding it difficult to get the best rate for your different sources of income ?

Perhaps you have found your own bank to be difficult to work with and need clarification and direction.

LIMITED COMPANY MORTGAGE

As an investor developer you have decided that a Limited Company Mortgage offers a better structure from a tax and ownership perspective.

RESIDENTIAL MORTGAGE

Residential mortgages used to be straightforward but maybe not so much now. If you are struggling to navigate constant changes in interest rates and criteria we can help.

BRIDGING FINANCE

Bridging Loans are an excellent tool when used correctly. They allow you to access cash quickly and enable the purchase or property not suitable for a mortgage.

We partner with the UK’s leading banks to make sure you get the best deal.

FAQ

How many times my salary can I borrow for a mortgage?

Lenders use different calculations based on a percentage of your disposable income. Thats income after your monthly outgoings.

What salary do I need for a 200k mortgage?

All lenders are different and use slightly different calculations. Talk to one of our advisors today for an accurate illustration.

Can I get a mortgage with a Ltd company ?

Bridging loan rates are typically quoted on a monthly basis and are therefore different to mortgages. They are usually for a short period of time up to 12 months.

How long do bridging loans take?

Bridging loans are usually deployed quickly to enable property investors and developers purchase property ahead of competition. Loans can arranged in 1 day especially if the property is being purchased at auction.

How much can you borrow?

75% Loan to value is typical however there are lenders that will also include refurbishment costs and lend against GDV.